/* FairRate — research-journal aesthetic */
:root {
  --ink: #0E1420;
  --ink-2: #1A2332;
  --paper: #FAF7F2;
  --paper-2: #F1ECE3;
  --amber: #C9962E;
  --amber-2: #E8B94A;
  --gray: #5C6470;
  --line: #DDD5C7;
  --line-dark: #2A3548;
  --serif: 'Iowan Old Style', 'Palatino Linotype', Palatino, Georgia, serif;
  --sans: -apple-system, 'Helvetica Neue', 'Segoe UI', Arial, sans-serif;
  color-scheme: light;
}
* { box-sizing: border-box; margin: 0; }
body { background: var(--paper); color: var(--ink); font: 16.5px/1.65 var(--sans); }
.wrap { max-width: 960px; margin: 0 auto; padding: 0 28px; }

nav.site { background: var(--ink); color: var(--paper); position: sticky; top: 0; z-index: 10; }
nav.site .wrap { display: flex; align-items: baseline; gap: 32px; padding: 18px 28px; }
.brand { font: 700 27px var(--serif); color: var(--paper); text-decoration: none; }
.brand em { font-style: normal; color: var(--amber-2); }
nav.site .spacer { flex: 1; }
nav.site a.nl { color: #B8C0CE; text-decoration: none; font-size: 13.5px; letter-spacing: .04em; }
nav.site a.nl:hover, nav.site a.nl.on { color: var(--amber-2); }

.hero { background: var(--ink); color: var(--paper); padding: 84px 0 72px; }
.kicker { font-size: 12px; letter-spacing: .22em; text-transform: uppercase; color: var(--amber-2); margin-bottom: 20px; }
.hero h1 { font: 600 52px/1.12 var(--serif); letter-spacing: -.01em; max-width: 720px; }
.hero h1 .hl { color: var(--amber-2); }
.hero p.lede { margin-top: 24px; font-size: 20px; line-height: 1.6; color: #C4CBD8; max-width: 640px; }
.actions { margin-top: 36px; display: flex; gap: 16px; flex-wrap: wrap; }

.page-hero { background: var(--ink); color: var(--paper); padding: 60px 0 52px; }
.page-hero h1 { font: 600 40px/1.15 var(--serif); }
.page-hero p { margin-top: 14px; color: #C4CBD8; max-width: 660px; font-size: 17.5px; }

.btn { display: inline-block; padding: 14px 28px; border-radius: 4px; text-decoration: none; font: 600 15px var(--sans); letter-spacing: .02em; }
.btn.gold { background: var(--amber); color: var(--ink); }
.btn.gold:hover { background: var(--amber-2); }
.btn.line { border: 1px solid #4A5568; color: var(--paper); }
.btn.line:hover { border-color: var(--amber-2); color: var(--amber-2); }
.btn.dline { border: 1.5px solid var(--ink); color: var(--ink); }
.btn.dline:hover { border-color: var(--amber); color: var(--amber); }

.statband { background: var(--ink-2); border-top: 1px solid var(--line-dark); color: var(--paper); }
.statband .wrap { display: flex; flex-wrap: wrap; }
.statband .stat { flex: 1 1 220px; padding: 30px 28px 30px 0; }
.statband .stat + .stat { border-left: 1px solid var(--line-dark); padding-left: 28px; }
.statband .v { font: 600 40px/1 var(--serif); color: var(--amber-2); }
.statband .l { margin-top: 8px; font-size: 13.5px; color: #9AA4B5; line-height: 1.5; }

section { padding: 72px 0; }
section.alt { background: var(--paper-2); }
h2.sec { font: 600 32px/1.2 var(--serif); margin-bottom: 10px; }
p.sub { color: var(--gray); max-width: 660px; margin-bottom: 36px; font-size: 17px; }
h3 { font: 600 21px/1.3 var(--serif); margin: 26px 0 10px; }
p + p { margin-top: 12px; }
.cols2 { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; }
.cols3 { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 32px; }
.scroll-x { overflow-x: auto; -webkit-overflow-scrolling: touch; }
.scroll-hint { display: none; font-size: 13px; color: var(--gray); margin-bottom: 10px; }
@media (max-width: 760px) {
  .cols2, .cols3 { grid-template-columns: 1fr; }
  .hero h1 { font-size: 36px; } .page-hero h1 { font-size: 30px; }
  /* Nav: brand on its own line, links in a tidy row beneath */
  nav.site .wrap { flex-wrap: wrap; gap: 12px 18px; align-items: center; padding-top: 15px; padding-bottom: 15px; }
  nav.site .spacer { display: none; }
  nav.site .brand { width: 100%; }
  /* Stat band: stack full-width with top dividers instead of left borders */
  .statband .stat { flex-basis: 100%; padding: 22px 0; }
  .statband .stat + .stat { border-left: none; border-top: 1px solid var(--line-dark); padding-left: 0; }
  .scroll-hint { display: block; }
}

.card { background: #fff; border: 1px solid var(--line); border-radius: 6px; padding: 32px; }
.step .n { font: 600 15px var(--sans); color: var(--amber); letter-spacing: .18em; }
.step h3 { margin-top: 8px; }
.step p { color: var(--gray); font-size: 15px; }

table.ladder { width: 100%; border-collapse: collapse; background: #fff; border: 1px solid var(--line); font-size: 15px; }
table.ladder th { font: 600 12px var(--sans); letter-spacing: .1em; text-transform: uppercase; text-align: left; padding: 14px 18px; border-bottom: 2px solid var(--ink); }
table.ladder td { padding: 13px 18px; border-bottom: 1px solid var(--line); font-variant-numeric: tabular-nums; }
table.ladder td.r, table.ladder th.r { text-align: right; }
table.ladder tr:last-child td { border-bottom: none; }
.bar { display: inline-block; height: 9px; background: var(--amber); border-radius: 2px; vertical-align: middle; margin-right: 10px; }
.fine { font-size: 13px; color: var(--gray); margin-top: 14px; line-height: 1.55; }
.price { font: 700 40px var(--serif); }
.price small { font: 400 14px var(--sans); color: var(--gray); }

ul.checks { list-style: none; margin: 16px 0 0; padding: 0; }
ul.checks li { padding: 10px 0 10px 30px; position: relative; border-bottom: 1px solid var(--line); font-size: 15.5px; }
ul.checks li:last-child { border-bottom: none; }
ul.checks li::before { content: ""; position: absolute; left: 4px; top: 18px; width: 9px; height: 9px; background: var(--amber); transform: rotate(45deg); }

.defs { border-top: 2px solid var(--ink); }
.def { display: grid; grid-template-columns: 220px 1fr; gap: 28px; padding: 22px 0; border-bottom: 1px solid var(--line); }
.def dt { font: 600 16px var(--serif); }
.def dd { margin: 0; color: #3A4048; font-size: 15px; line-height: 1.65; }
@media (max-width: 760px) { .def { grid-template-columns: 1fr; gap: 6px; } }

details { border-bottom: 1px solid var(--line); padding: 16px 0; }
details summary { font: 600 16.5px var(--serif); cursor: pointer; }
details p { margin-top: 10px; color: #3A4048; font-size: 15px; }

footer.site { background: var(--ink); color: #8B95A7; padding: 44px 0 64px; font-size: 13px; line-height: 1.7; }
footer.site a { color: #B8C0CE; }
footer.site .brand { font-size: 17px; display: inline-block; margin-bottom: 10px; }
footer.site .cols2 { gap: 40px; margin-top: 4px; }
a { color: var(--amber); }
.mono { font-variant-numeric: tabular-nums; }

/* specialty picker — metro-grouped subnav on The Data pages */
.spec-picker-row { display: flex; align-items: center; gap: 16px;
  margin-top: 12px; flex-wrap: wrap; }
.spec-picker-row:first-of-type { margin-top: 30px; }
.spec-picker-metro { font: 600 12px var(--sans); letter-spacing: .14em;
  text-transform: uppercase; color: #8B95A7; flex: 0 0 175px; }
@media (max-width: 760px) { .spec-picker-metro { flex-basis: 100%; } }
.spec-picker { display: flex; gap: 10px; flex-wrap: wrap; }
.spec-picker a { display: inline-block; padding: 10px 22px; border-radius: 4px;
  border: 1px solid #4A5568; color: #C4CBD8; text-decoration: none;
  font: 600 14px var(--sans); letter-spacing: .05em; text-transform: uppercase; }
.spec-picker a:hover { border-color: var(--amber-2); color: var(--amber-2); }
.spec-picker a.on { background: var(--amber); border-color: var(--amber);
  color: var(--ink); cursor: default; }